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Premier Bank

Enhanced Banking

A New Banking Experience

A more reliable and modern banking experience is here!

First Time Online Banking Login Instructions

The following instructions are for first time login of current online banking users:
  1. Start by Entering Your Existing User ID: from or the mobile app enter your existing User ID
  2. Enter Your Temporary Password: Your Temporary Password is your User ID plus the last four digits of your SSN or
    TIN (Businesses) Example: userid1234
  3. Create New Password. Follow prompts to choose your new password. Must contain 8 characters (upper and lower case, number, and special character)
  4. Security Questions & Answers. Select question from each of the 3 drop down menus and set an answer for each. Answers must be at least 4 characters in length
  5. Verify Your Email Address. Please ensure the email displayed is current.

What you can expect.

Our priority is to deliver a smooth transition to a new and enhanced banking experience we’re confident you’ll love. We promise to provide timely and detailed information each step of the way. 
Updates will be regularly provided right here.
A greatly improved Online & Mobile Banking is on the way.
Fall in love with your new banking experience!

Important Dates

Our system upgrade begins Thursday, May 13th with the new and improved Digital Banking experience being substantially complete by Tuesday, May 18th. We would like to take this opportunity to let you know about a few temporary service interruptions that may occur. We apologize in advance for the inconvenience, but rest assured, the Premier team will be ready, willing and able to provide any assistance you may need during this time.

The following service interruptions may occur with the upgrade:
  • Debit Cardholders (with MasterCard logo) you will be receiving a new debit card approximately one week prior to the upgrade date. You will need to begin using your new debit card on Thursday, May 13th, 2021. Instruction to activate and set the PIN on your new debit card will be provided along with the debit card. We recommend having an alternative payment method on you (just in case!) until you’ve used your new card and know it’s been properly activated.

  • Online Banking will be unavailable during the upgrade period starting on Thursday, May 13th at 5:00 p.m. Beginning Monday, May 17th you may access Online banking using your existing user ID. The first time you log in you will be guided through the process to set up a new password.

  • Bill Pay will be unavailable during the upgrade period. All payments scheduled to be paid during the upgrade period will continue to process. If you have any bills to pay between May 7th through May 16th please set them up for payment prior to or on May 6th. All payees and vendors currently established in the Bill Pay program should be available after our system upgrade. If you have recurring payments set up in Bill Pay, they will continue and transfer to our new system. Electronic Bills and “reminders” will need to be reinitiated in the new Bill Pay system once the upgrade is complete. We apologize for any inconvenience this may cause and encourage you to contact us at 563-588-1000 if you have questions or need assistance.

  • Mobile Banking including Mobile Deposit, will be unavailable effective 3:00 p.m. on Thursday, May 13th. We are in the process of developing a new and improved mobile app which will be available for download on Monday, May 17th.

  • Statements will be produced and mailed to all customers on May 13th.

  • E-Statements currently available on your Online banking account will not be accessible Online after 5:00 p.m. on May 13th. Please be sure to download, save or print copies of your statements for your records. There will be delay to access electronic statements through Online banking from the months of March and April 2021. If you will need immediate access to these months please download, save or print copies of these statements prior to May 13th.

  • Premier Bank ATM’s will be out of service on Thursday, May 13th.
If you have any questions, please do not hesitate to contact one of our bankers at 563-588-1000. We are happy to help!  We appreciate your continued business and loyalty, and look forward to bringing you a better banking experience!
Updated Funds Availability (effective May 14, 2021)
Updated Terms & Conditions (effective May 14, 2021)
Fees & Services (will automatically update May 14, 2021)

Questions? We're here to help.

“ATM surcharge fees of up to $10 per monthly statement cycle will be refunded if eligibility requirements are met on Life Checking and Choice Checking accounts within the monthly statement cycle. We will automatically reimburse ATM surcharges incurred during a calendar month on the date the statement cycles for the account.”

All consumer checking accounts have a minimum opening deposit of $25. LIFE CHECKING: Daily balances up to $5,000.00 earn an interest rate of 0.50% with an Annual Percentage Yield (APY) of 0.50%. Balances $5,000.01 or greater earn an interest rate and APY of 0.01%. Must make 20 debit card purchases per statement cycle; signature or PIN based transactions qualify. Debits are determined on the date it is posted to your account and not the date of the transaction/purchase. Debit purchases at or near the end of the month may post in the next month’s statement cycle. ATM transactions do not count as debit transactions to qualify for the preferred rate. If requirements are not met the account earns a base interest rate and APY of 0.01% on all balances. No minimum balance required. This is a variable rate account. For consumer deposits only.
To qualify for the Choice Checking rates you must have a total of $1,000 or greater in preauthorized recurring direct deposits to the account each statement cycle. A statement cycle is identical to a calendar month. When requirement is met, all balances in Choice Checking earn .15%, .15% Annual Percentage Yield (APY). If eligibility requirement is not met the interest rate and corresponding APY will be 0.01%.

*ATM rebates will no longer be offered on any other accounts.