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Premier Bank


Certificate of Deposit (CD)

We like to think of CDs as a solid investment that can provide you with the stability you need.

Investing in CDs is always a safe bet. FDIC insurance and fixed rates ensure that you get a guaranteed return on your investment so you can afford to invest in other ways if you choose. We offer a wide variety of terms to suit your needs. Start building your savings today with a sure thing. Talk to one of our friendly staff about a CD today!

  • Guaranteed fixed rate of return
  • No maintenance fees
  • Terms from 3 months to 5 years
  • Penalties apply for early withdrawal
  • Automatic renewal*

*Renews at interest rate in effect at time of maturity. CD customers have ten calendar days to redeem before it is automatically locked in for the remainder of the new term.


Individual Retirement Account (IRA)

It pays to plan ahead. An IRA could be an essential part of your retirement, as these tax advantaged accounts can help you save for the future. Review your options to find the right Individual Retirement Account (IRA) for you.

Traditional IRA

Anyone with income and under the age of 72, can open a traditional IRA.

  • Contributions are tax deductible*
  • Interest earnings are tax deferred
  • Withdrawals can begin at age 59½
  • Early withdrawals subject to penalty**
  • Mandatory withdrawals begin at age 72
  • $10 minimum to open
  • No maintenance fees
  • FDIC insured

Roth IRA

The Roth IRA is a fantastic retirement investment option that if used correctly can result in a tax-free retirement. Contact your tax or retirement advisor to learn more about your options.

  • Contributions are not tax deductible
  • Earnings are 100% tax free upon withdrawal
  • Direct contributions can be withdrawn free of penalty at any time*
  • Interest withdrawals are penalty free beginning at age 59½
  • Early interest withdrawals subject to penalty**
  • No mandatory withdrawals at age 72
  • $10 minimum to open
  • No maintenance fees
  • FDIC insured

*Consult with your tax advisor.
** Certain exceptions apply, such as healthcare, purchasing first home, and others.

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