Services and Fees

Annual Notice of Consumer
Services and Fees

Please contact us with any questions you may have.

Fees effective 02/01/2024

Product/Service	Fee
Account Confirmation	Free
Account Research	$25.00 per hour*
ATM Empty Envelope Deposit	$30.00
Bill Pay Standard Payment	Free
Bill Pay Next Day Payment Rush Fee	$34.95**
Bill Pay Two Day Payment Rush Fee	$29.95**
Canadian Item Fee	$5.00 per item
Cashier’s Checks	$10.00
Check Printing Fee - cost depends on style of check ordered
Counter Checks	5 for $1.00
Collection Items	$25.00*
Debit Card Replacement (when a lost/stolen card is replaced)	$10.00*
Digital Banking	Free
Dormant Service Charge – Dormant SVC CHRG (checking - 12 months; savings, money market - 24 months)	$10.00 per month**
Early Account Closure (within 6 months of account opening)	$25.00**
Escheatment	$100.00
Garnishment/Levy Fee	$100.00
HSA Excessive Contribution Maintenance	$25.00
HSA Transfer/Closure	$50.00 per transfer/closure
Notary Services - Premier Bank customers	Free
Notary Services - Non-customers	$20.00 per document
Overdraft Automatic Transfers between accounts held with us to cover overdrafts – Transfer Charge	$10.00 per transfer*
Overdraft Charge (The overdraft charge applies to overdrafts created by check, in-person withdrawal, or ACH, as applicable)
Accounts overdrawn at the end of the business day by $10.00 or more	$35.00 per item
Accounts overdrawn at the end of the business day by less than $10.00	$10.00 flat fee
Transactions of $5.00 or less overdrawn at the end of the business day	No return item charge
Maximum daily Overdraft Charges assessed	$175.00
Photocopies	First 5 free then $0.20 per copy
Return Item Charge	$35.00 per item
Return Item Transactions of $5.00 or less	No return item charge
Safe Deposit Box
Box size 3 X 10 Lease Fee – (Transfer to Safe Dep Box)	$35.00 per year
Box size 5 X 10 Lease Fee – (Transfer to Safe Dep Box)	$55.00 per year
Box size 10 X 10 Lease Fee – (Transfer to Safe Dep Box)	$100.00 per year
Safe Deposit Box Late Payment Fee	$10.00
Safe Deposit Box Safekeeping Charge	$25.00 per month
Safe Deposit Box Drilling	$150.00
Safe Deposit Box Lost Key	$50.00
Signature Guarantees	Free
Statements
Duplicate/Additional Statement printed	$5.00**
Electronic Statements	Free
Paper Statement Printed (per statement per statement cycle)	$5.00**
Stop Payment Charge (6 months)	$35.00
Stop Payment Charge (Renewal)	$30.00
Wire Transfers
Incoming Wire Transfer Fee	$20.00**
Outgoing Domestic Wire Fee	$30.00**
Outgoing International Wire Fee	$50.00**
Undeliverable Statement/Return Mail	$10.00** per item

*Subject to Iowa State Sales Tax and Local Option Sales Tax

**If fee is paid by check or debit to a checking or money market savings account, it is subject to Iowa State Sales Tax and Local Option Sales

Services and Fees

Annual Notice of Consumer Services and Fees

Annual Notice of Consumer
Services and Fees