Savings

Savings that help you grow.

It’s never too early to start saving. Let us help you reach your goals faster and easier. To make things even better, when you save your money at Premier Bank you are also helping the community. Premier continually invests back into the community, which helps our local economy grow and prosper.

The benefits of our savings accounts include:

High interest options

Automate your savings

A safe way to save

What account works best for you?

Premier Savings

Premier Savings is a typical pairing to any of our checking accounts aside from Life Checking. Premier Savings requires an initial deposit of $100 to open and minimum balance of $100.

*If minimum balance is not maintained there will be a $3 fee per statement cycle.

Life Savings

Life Savings is the perfect pairing to our high interest Life Checking account! This savings account can earn up to 0.25% APY on up to $10,000, and 0.01% on balances higher, when the requirement of Life Checking is met. You must have Life Checking in order to have Life Savings. Learn more about the Life Combo >

Choice Money Market

With our exclusive Choice Checking + Money Market Account combo, you'll earn high yields with flexible access. Earn up to 0.30% APY on Choice Money Market. Must have Choice Checking to qualify. Learn More >

First-time Homebuyer Savings Account

Opening a Premier Bank First-time Homebuyer Savings Account (FTHSA) is a smart way to save for a first home. Our FTHSA is a tax-advantaged account available to qualified residents of Iowa living in Dubuque County and the surrounding areas. Learn More >

Youth Savings Account

With our Youth Savings account, you can start teaching your children about managing their finances early! This account for kids under 18 years old is a great place to start. Just an initial deposit of $5 to open and requires no monthly minimum balance.

Christmas Club Account

Watch your money grow in a Premier Christmas Club Account. Earn a nice interest rate and forget the stress of holiday debt—save now! Learn More >

Premier Money Market

The Premier Money Market can earn you a higher interest rate than a regular savings account, plus the liquidity and flexibility of a checking account. Premier Money Market requires an initial deposit of $5,000 to open and an average monthly balance of $5,000 or more to avoid a monthly service charge.

*If minimum balance is not maintained there will be a $10 fee per statement cycle.

Iowa's ABLE Savings Plan

With IAble, individuals with disabilities and their families can save for qualified disability-related expenses while protecting their eligibility for certain assistance programs like SSI and Medicaid. Choose from IABLE's seven investment options and receive generous tax savings, including a state tax deduction for Iowa taxpayers. Click here for more information.