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Premier Bank
A carpenter framing a house.

Construction Loans

Go ahead. Build your dream!

If you are building a house, there are a lot of decisions to be made. Let Premier make the loan process an easy one.

Why build with Premier? 

Premier Mortgage will guide you every step of the way.
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Construction loans starting at just 4.99% | 6.311% APR
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We can also help you with a Lot Loan
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Simple transition into mortgage loan at home's completion 
Construction Loan Rate APR
Credit Score: 700+ 4.99% 6.311%

APR = Annual percentage rate as of 08/15/2023. Subject to credit approval. Other terms, conditions, restrictions & fees may apply. Full documentation, title & property insurance required. Flood insurance required if property is located in a Special Flood Hazard Area. Construction Loan Rate as of publication date and subject to change. APR is based on a $320,000 construction loan amount, 9 month term, interest only payment with a 20% down payment (loan valuation of $400,000). Monthly Interest Only Payment based on a 50% usage of the construction funds at $160,000= $665.33.

Risk Based Pricing:  Rates may be higher and are dependent on an applicant’s Loan to Value and Credit Score.  To obtain rates based on your scenario, please contact us at 563-588-1000.

Take the next step home today.