CHOICE CHECKING + MONEY MARKET
Sometimes change happens, and we're here to help you do that, on your own terms.
With our exclusive Choice Checking + Money Market Account combo, you'll earn high yields with flexible access.*
CHOICE CHECKING: To qualify for the Choice Checking rates you must have a total of $1,000 or greater in preauthorized recurring direct deposits to the account each statement cycle. A statement cycle is identical to a calendar month. When requirement is met, all balances in Choice Checking earn .15%, .15% Annual Percentage Yield (APY). If eligibility requirement is not met, or if the Choice Checking is closed before the completion of the statement cycle, the interest rate and corresponding APY will be 0.01%, regardless if conditions have been met on the closing date. ATM surcharge fees of up to $10 per monthly statement cycle will be refunded if eligibility requirements are met on Choice Checking within the monthly statement cycle. We will automatically reimburse ATM surcharges incurred during a calendar month on the date the statement cycles for the account. CHOICE MONEY MARKET: Account holders must have a Choice Checking account in order to open a Choice Money Market Account. When the Choice Money Market eligibility requirement is met, balances will earn at the following; Tier 1 - daily balance less than or equal to $100,000.00 - the interest rate paid on that portion of the daily balance in account will be 0.10%, 0.10% APY. Tier 2 - daily balance $100,000.01 or more but less or equal to $250,000.00 – the interest rate paid on that portion of the daily balance will be 0.20%, 0.20% APY. Tier 3 - daily balance $250,000.01 or more but less or equal to $500,000.00 – the interest rate paid on that portion of the daily balance will be 0.30%, 0.30% APY. Tier 4: daily balance greater than or equal to $500,000.01 – the interest rate paid on that portion of the daily balance will be 0.02%, 0.02% APY. When the Choice Money Market eligibility requirement noted above is not met, all balances will earn 0.01% APY. Tiered rates are paid when a full statement cycle is complete. If the Choice Money Market is closed before the completion of the statement cycle, the interest rate and APY will be 0.01%. If the direct deposit requirement is not met or if the direct deposit is cancelled at any time during the life of this account, we will pay the minimum rate on your account. Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. A maintenance fee of $25.00 will be imposed each statement cycle if the average daily balance of the Choice Money Market for the statement cycle falls below $25,000. Consumer accounts only. One Choice Checking and Choice Money Market account per household.