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Premier Bank
shredded paper


Premier Bank Free Shred

Shred Day/s are currently on hold. We do plan to have a Free Shred Day or possibly Free Shred Friday's in the near future, however due to the ongoing pandemic, the date/s are to be determined. Once we finalize the plans for this year, we will update our website and share on our social media.  Thank you for understanding! 

Important items and timeline to keep or shred

Keep for less than one year

  • Sales receipts for minor purchases (keep until you reconcile them with your bank statement, then shred)
  • Utility bills
  • Bank deposit slips
  • Checks that you have deposited with your phone

Keep for one year

  • Expired Insurance records
  • Monthly mortgage statements
  • Paycheck stubs (you may be able to retrieve these online)

Keep for seven years

  • W-2 forms
  • 1099 forms
  • Medical bills and medical claims
  • Bank statements (if you bank online, you may be able to retrieve the statements online)
  • Supporting documents and receipts used to file your tax returns such as charitable donation receipts, medical receipts, property tax bill, etc.
  • Disability records
  • Cancelled checks
  • Annual tax returns (except see below)

Keep forever

  • Annual tax returns if you are depreciating real property or had a complex transaction that year such as a 1031 exchange
  • Current Estate Planning documents
  • Deeds, mortgage and bills of sale
  • Home improvement receipts
  • December statements for your investment accounts (these can be retrieved on your online portal)
  • Car titles
  • Receipts for major purchases for warranty and insurance purposes