Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
MENU
Premier Bank
Choose Banking
ONLINE BANKING CASH MANAGEMENT
Close Toggles
A woman on her mobile phone.

Virtual Kidnapping

Scam Alert: Virtual Kidnapping

Don't Become a Victim

Although virtual kidnapping takes on many forms, it is always an extortion scheme—one that tricks victims into paying a ransom to free a loved one they believe is being threatened with violence or death. Unlike traditional abductions, virtual kidnappers have not actually kidnapped anyone. Instead, through deceptions and threats, they coerce victims to pay a quick ransom before the scheme falls apart.
The success of any type of virtual kidnapping scheme depends on speed and fear. Criminals know they only have a short time to exact a ransom before the victims unravel the scam or authorities become involved. To avoid becoming a victim, look for these possible indicators:
  • Callers go to great lengths to keep you on the phone, insisting you remain on the line.
  • Calls do not come from the supposed victim’s phone.
  • Callers try to prevent you from contacting the “kidnapped” victim.
  • Calls include demands for ransom money to be paid via wire transfer to Mexico; ransom amount demands may drop quickly.
If you receive a phone call from someone demanding a ransom for an alleged kidnap victim, the following should be considered:
  • In most cases, the best course of action is to hang up the phone.
  • If you do engage the caller, don’t call out your loved one’s name.
  • Try to slow the situation down. Request to speak to your family member directly. Ask, “How do I know my loved one is okay?”
  • Ask questions only the alleged kidnap victim would know, such as the name of a pet. Avoid sharing information about yourself or your family.
  • Listen carefully to the voice of the alleged victim if they speak.
  • Attempt to contact the alleged victim via phone, text, or social media, and request that they call back from their cell phone.
  • To buy time, repeat the caller’s request and tell them you are writing down the demand, or tell the caller you need time to get things moving.
  • Don’t agree to pay a ransom, by wire or in person. Delivering money in person can be dangerous. 
If you suspect a real kidnapping is taking place or you believe a ransom demand is a scheme, contact your local law enforcement immediately.
These tips and information is provided by FBI.gov.

Open your checking account in minutes.